When the Knowledge Is in Her Hands, She Moves Differently.
CREDIT CLARITY. FINANCIAL CONFIDENCE. YOUR NEXT MOVE STARTS HERE
Money in Her Hands helps women entrepreneurs and women building from the ground up understand their credit, organize their finances, learn the rules nobody explained, and prepare for the goals they care about—from housing and transportation to protection and the freedom to enjoy life. Founded by Kiana Simone, this is financial education delivered with honesty, structure, and support without judgment.
Created by Kiana Simone for women who are ready to stop guessing and start making informed financial decisions.
Credit education • Consumer-rights awareness • Practical strategies • Support without shame
START WITH CLARITY
MOVE WITH INTENTION
A GROUNDED APPROACH
Education first. Stategy with context
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Certified credit repair specialist
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Pennsylvania-licensed life insurance agent
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Commissioned Pennsylvania Notary Public
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Educator and youth leader
Confidence Is an Investment.
FOR THE WOMAN BUILDING FORWARD
For the woman building a business, preparing for a home or car, learning about life insurance, or simply tired of feeling behind: this is the big-sister brand that helps you understand the details without making you feel small.
Financial Confidence Begins With Knowing.
START HERE
You may not have been taught this, but you can learn it now. Money in Her Hands is about recognizing what you are looking at, organizing the facts, and approaching your decisions from a place of preparation—not panic.
01
Read what is on your report
Learn to recognize the information, accounts, and history your report is actually showing.
02
Know the rules before you act
Understand consumer-rights awareness and the questions worth asking before your next decision.
03
Organize the facts
Bring reports, notices, balances, and next steps into one manageable financial picture.
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Move with intention
Replace financial avoidance with preparation, stronger habits, and informed choices.
The Credit Clarity Starter Guide.
Your free Credit Clarity Starter Guide for understanding your credit, recognizing possible reporting problems, and making informed financial decisions. Before you pay for a program or send another dispute, learn what you are looking at.
Credit reports versus credit scores
How to read accounts, balances, payment history, collections, and inquiries
Factors that may affect credit
The right to dispute inaccurate information for free
A seven-day Credit Clarity Action Plan
FREE CREDIT GUIDE
How to obtain and review all three credit reports
Possible inaccurate, incomplete, duplicated, outdated, or unfamiliar information
What to review after a housing or financing denial
Credit-repair claims and scams to avoid
Documents to gather before requesting help
Complete the form and your PDF will open in a new tab immediately. You will receive the foundational credit rules, a seven-day action plan, and a checklist for gathering documents before asking for help.
Get the Free Guide
START HERE
“Your past is information, not your identity.”
Meet Kiana Simone, Founder of Money in Her Hands.
ABOUT KIANA
Kiana Simone is a Philadelphia native who was raised by a single mother. She grew up close enough to see what financial access could look like, but she was not handed a playbook for credit, protection, wealth-building, or the systems that shape everyday opportunity. She had to learn financial literacy for herself.
After losing her mother in 2022, Kiana became even more intentional about building a life with protection, purpose, and room to enjoy it. Her path through direct-to-direct sales, making her first client, studying life insurance, and learning what it takes to build trust taught her that confidence is not just an aesthetic—it is preparation. It is knowing what you are looking at before you make a move.
Money in Her Hands was created for young women entrepreneurs and women building from the ground up who want a house, a car, protection for the people they love, and the freedom to enjoy their lives without avoiding the financial details. Kiana’s approach is relatable, practical, feminine, and free from judgment. The goal is not dependence on a service provider; it is clearer information, stronger organization, and more capable decision-making.
Money in Her Hands is bigger than one founder. Kiana is developing a structured educational company that can eventually be supported by trained team members who share its standards, values, and commitment to responsible consumer education.
KIANA'S POFESSIONAL PROFILE
Philadelphia-based entrepreneur and founder of Money in Her Hands.
INSURANCE
Pennsylvania-licensed life insurance agent
Community educator and youth leader committed to helping women and families build financial confidence.
THE PERSPECTIVE BEHINE THE WORK
She learned the game up close. Now she makes the playbook easier to reach.
PUBLIC SERVICE
Commissioned Pennsylvania Notary Public
Credit education
Certified credit repair specialist
Trust Is Built in the Details.
PORTFOLIO & PROOF OF PRACTICE
A credible credit-education practice makes the work visible: the question being solved, the strategy behind the recommendation, the care taken in execution, and the result that can actually be documented.
CLEAR DOCUMENTATION
MEASURED WHERE POSSIBLE
PRIVACY RESPECTED
FOUNDER EXPERIENCE · DOCUMENTED
Building a business around informed next moves
01 · CHALLENGE
Women were being asked to make high-stakes financial decisions without clear explanations, structure, or a judgment-free place to begin.
02 · STRATEGIC APPROACH
Kiana built Money in Her Hands around credit education, consumer-rights awareness, document organization, and fit-based support instead of outcome promises.
03 · EXECUTION
She developed a practical starter guide, a group education pathway, and a private strategy experience that turns complicated questions into organized next steps.
04 · DOCUMENTED RESULT
Founder experience includes scaling businesses to $1 million. This is Kiana’s operating perspective—not a guaranteed client result.
PRACTICE EXAMPLE · EDUCATIONAL
From a confusing report to a review plan
01 · CHALLENGE
A reader cannot tell the difference between a credit report, a credit score, an unfamiliar account, and a possible reporting error.
02 · STRATEGIC APPROACH
Start with education: identify the source document, separate facts from assumptions, and note what requires documentation before action.
03 · EXECUTION
Use a report-reading checklist, gather notices and account records, and create a dated question list for the appropriate next step.
04 · DOCUMENTED RESULT
The intended outcome is a clearer review process. No score increase, deletion, approval, or specific financial result is promised.
CREDIBILITY STANDARD
No invented reviews. No guaranteed outcomes. No private data on display.
The strongest proof is specific, permission-based, and honest about what the work can—and cannot—promise.
FOUNDER EXPERIENCE · DOCUMENTED
Turning scattered paperwork into a decision file
01 · CHALLENGE
Financial documents, denial notices, correspondence, and deadlines are often stored in different places, making follow-through harder.
02 · STRATEGIC APPROACH
Organize the available facts into a simple timeline, document index, and next-action list without requesting sensitive information through a public form.
03 · EXECUTION
Use secure client workflows for private documentation, keep public intake limited to general context, and review the action plan one step at a time.
04 · DOCUMENTED RESULT
The measurable deliverable is an organized file and a documented next-step plan. Individual circumstances and results vary.
The Right Next Step Starts With Clarity.
CHOOSE YOUR SUPPORT
Start with knowledge, use the structured DIY Package, or apply for personalized strategy support. Every path is designed to help you show up with more confidence, take pride in how you present yourself, invest in your foundation with intention, and approach goals like housing, transportation, protection, and entrepreneurship with more information—not more guesswork.
THREE PATHS. ONE STRONGER FOUNDATION. A LIFE YOU CAN ENJOY WHILE BUILD IT.
PRIVATE, PERSONALIZED SUPPORT
The Money in Her Hands Method
A signature personalized strategy experience for the woman ready to invest in her foundation, presentation, and next chapter.
$2,500 total program investment
WHAT THIS PATH INCLUDES
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A private 75-minute financial and credit assessment
Review of all three credit reports and client-provided documentation
Identification of possible reporting inconsistencies, unfamiliar accounts, and documentation gaps
A written Credit and Money Roadmap
Six private strategy and coaching sessions over 90 days
Consumer-rights education and personalized dispute-process support where appropriate
Help organizing denial notices, identity-theft documentation, account records, and correspondence
Budget and cash-flow assessment, debt-priority strategy, and responsible credit-building plan
Planning for future housing, transportation, credit, or financing goals without promising approval
A secure client portal, weekly accountability check-ins, and a 12-month maintenance plan
Enrollment is subject to consultation and fit. This program does not guarantee deletions, score increases, housing approvals, financing approvals, or any specific financial outcome.
STRUCTURED DIY WORKBOOK
The DIY Credit Clarity Package
A signature personalized strategy experience for the woman ready to invest in her foundation, presentation, and next chapter.
$129 one-time package
WHAT THIS PATH INCLUDES
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A structured credit-education curriculum
Credit-report reading tutorials
A personal-information review checklist
Consumer-rights and dispute-process education
Document-organization worksheets and general educational templates
Monthly action plans, progress checklists, and updated resources
Credit-building, budgeting, and financial-habit lessons
One monthly group training and one question-and-answer or accountability session
A completion-based invitation to the private Wix community after the package is finished
The DIY Package is educational and self-guided. It does not include a private credit-report audit, individualized legal advice, guaranteed deletions, score increases, approvals, or specific financial results.
Understand the System Before Making Your Next Move.
HOW IT WORKS
01 Choose a clear starting point
02 Complete a secure introductory
questionnaire
03 Receive education, resources, or
application next steps
04 Learn, organize, and complete your own
informed actions
05 Build habits and knowledge beyond one
report
From Financial Avoidance to Intentional Action.
THE SHIFT
BEFORE
— Avoiding credit reports
— Applying without a strategy
— Feeling embarrassed to ask questions
— Following random online advice
— Reacting from panic
— Believing past decisions define the future
AFTER
Understanding what is being reported
Knowing which questions to ask
Following an organized plan
Building stronger financial habits
Making informed decisions
Moving with preparation and confidence
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A Clear Answer Is a Powerful Starting Point.
FAQ
We provide credit education, document organization, dispute-process support, and financial coaching. We are not a law firm and do not provide legal advice.
Yes. Consumers may dispute inaccurate credit-report information directly with consumer reporting agencies at no cost. The free guide explains foundational concepts and what to review before deciding on your next step.
No. We do not guarantee deletions, credit-score increases, financing approvals, housing approvals, or any specific financial result. Individual results and circumstances vary.
Public forms are designed for basic contact and interest information only. Do not submit Social Security numbers, passwords, complete account numbers, or credit-monitoring credentials through a public website form.
Tell Us What Support Would Help You Move With Clarity.
APPLY OR ASK A QUESTION
Choose an area of interest, tell us a little about your next goal, and we will use that information to guide the next step. The live CRM, routing, tags, and automation remain setup placeholders in this preview.
We do not request Social Security numbers, passwords, complete account numbers, or credit-monitoring login credentials through public forms.
Put the Knowledge Back Where It Belongs: In Your Hands.
You do not have to keep avoiding your credit, guessing about your options, or making financial decisions without understanding the rules. Start with the free guide, choose the support that fits your season, and begin becoming the woman who moves with financial clarity and intention.
MAKE YOUR NEXT MOVE INTENTIONAL